VOE Only Program

Loan Features

  • Credit score as low as 650
  • 25% down payment on purchase (with 720 FICO)
  • Loan amount up to $5 million
  • No tax returns, no paystubs, no W2
  • Fully completed Verification of Employment confirming 2 years of employment required
  • Can use 100% gift

Requirements:

  • 2 years employment history with same employer
  • Employer must fill out verification of employment form
  • 6-12 month reserves

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