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3 Steps to Buying a Dream HomeFirst-Time Homebuyers
Are you tired of giving all your money to the landlord and growing his wealth? Why don’t you build your wealth instead?
- The first step is to figure out your budget – how much you can afford.
- Once we look at income and expenses, we can calculate your debt-to-income ratio. Once we determine what is comfortable for you to save, we can also calculate your monthly mortgage payments.
- Your credit score will play a big role in determining whether you qualify for a mortgage and what interest rate will be offered.
With this letter, you can go to your realtor and start buying.