How to Find Rental Investment Properties in California
Rental properties are an excellent investment for cash-flow-minded investors. Not only do rental properties provide a reliable cash flow, but they also provide a great deal of flexibility in […]
What to Expect When Mortgage Rates Rise and What to Do About It
Mortgage rates have been historically low for nearly a decade, but that is about to change. The Federal Reserve has begun raising interest rates and mortgage rates are expected […]
Interest Rates and Inflation
Lately, we find ourselves overwhelmed with news about inflation, FED, and mortgage interest rates. What if I am trying to buy or refinance a house or investment property right […]
What Is an Escrow Account and How Does It Work?
Escrow appears to be a made-up term that someone may use to cheat in Scrabble. But we assure you, it’s true!
You don’t hear much about escrow until you’re in […]
What is a Verification of Mortgage and how to request it in 5 steps?
A Verification of Mortgage, also known as a VOM, is used to verify your existing monthly balance payments and to check for any late payments on the account. While […]
Mortgage Credit Availability Rises: What to Know
Mortgage credit availability is on the rise. This is good news for buyers, especially first-time homebuyers, who may be struggling to find a house they can afford. Mortgage rates […]
Mortgage Frauds: What They Are and How to Avoid Them
Mortgage frauds have an impact on every element of the home-buying process. For example, the Internet Crime Complaint Center of the Federal Bureau of Investigation reported around 13 thousand […]
What Do Rising Mortgage Rates Mean for the Housing Market in 2022?
Remember in the summer when government officials said that spiking prices were only temporary as the economy got back on track after the pandemic surge along with supply and […]
How to Build Credit If You Have No Credit History? 4 Ways that work
Building a solid credit history might seem challenging, but no worries, here are a few key steps that can get you started.
Nowadays, it seems that everyone has a good […]
How to Get a Home Loan with Collections, Charge Offs, or Judgments
Many people have experienced financial difficulties in the past, which resulted in a collection, charge-off, or judgment appearing on the credit report.
The good news is it’s not as horrible […]