What Do Rising Mortgage Rates Mean for the Housing Market in 2022?
Remember in the summer when government officials said that spiking prices were only temporary as the economy got back on track after the pandemic surge along with supply and […]
How to Build Credit If You Have No Credit History? 4 Ways that work
Building a solid credit history might seem challenging, but no worries, here are a few key steps that can get you started.
Nowadays, it seems that everyone has a good […]
How to Get a Home Loan with Collections, Charge Offs, or Judgments
Many people have experienced financial difficulties in the past, which resulted in a collection, charge-off, or judgment appearing on the credit report.
The good news is it’s not as horrible […]
10 Ingenious Ways to Cover Down Payment and Closing Costs
There are several methods to fund your down payment and closing costs without dipping into your funds. Down payment and closing cost assistance programs are also available, but only […]
Refinancing after bankruptcy. What do you need to know?
When it comes to refinancing after bankruptcy, your options are usually limited by the experience of your loan officer. There seems to be a lot of misunderstanding and misinformation […]
What To Do if Your VA Loan Was Declined?
If your VA loan was declined, it’s likely that your loan officer made a mistake or that the lender does not undertake manual underwriting on VA loans.
VA underwriting rules […]
Getting a Mortgage After a Bankruptcy, Short Sale, Foreclosure, or Deed In Leu
Applying for a mortgage after a financial crisis is usually only a matter of waiting a certain amount of time. The duration of the waiting period is determined by […]
2022 Conforming Loan Limits In Los Angeles, California, Washington, Florida, Texas, North Carolina
2022 Conforming Loan Limits In California
The conforming loan limits for 2022 have been increased!
We have excellent news for homeowners and potential homebuyers – the Federal Housing Finance Agency (FHFA) […]
Actual Ways of Avoiding Mortgage Insurance
Lately, we often hear from potential homebuyers that they would like to avoid mortgage insurance on their home loans.
We’re not sure how mortgage insurance got such a negative reputation […]
Can Bank Statements Destroy Your Dreams at the Closing Table?
One of the final and most critical stages in closing on your new home mortgage is to provide bank statements demonstrating sufficient funds in your account to satisfy your […]