12 Month Bank Statement Program

Loan Features

No tax returns required
Qualified based on Personal or business statements for the most recent 12 months
Loan amount up to $3 million
10% Down Purchase with no MI
DTI up to 55%
Owner occupied, 2nd home, Investment Property
Interest Only Loan Options
30-year fixed option available
Non-Perfect Credit OK
Gift Funds for Down Payment
W2 co-borrower ok, income and employment traditionally verified
Retirement income is usable with verification (1099, award letter, etc)